Australia-wide — 100% online

One repayment. One plan. One less thing weighing on you.

If credit cards, personal loans, car repayments or a tax debt are all pulling from different directions, we can look at rolling them into a single, more manageable repayment — and find out if it actually stacks up for you.

Book a chat See how it works

No cost, no pressure. We'll tell you honestly if consolidating is worth it — and if it's not, we'll say so.

Several debts. One path forward.

Every repayment you're currently juggling is its own little road. We look at whether they can be brought together onto one — with one repayment, one interest rate, and a clearer view of where you're headed.

What we can consolidate

If it's debt, there's a good chance we can look at it

Every situation is different — this is the kind of debt we most often help people bring together.

Credit cards

Roll multiple cards into one repayment instead of juggling several minimums and interest rates.

Personal loans

Bring existing personal loans into a single facility that's easier to track and plan around.

Car loans

Combine car finance with other debt where it genuinely improves your position.

Tax debt

We can talk through options for outstanding ATO debt as part of a broader consolidation plan.

How it actually works

You get a broker acting under a legal Best Interests Duty

As a mortgage broker, I'm legally required to act in your best interests when I recommend a loan — not the lender's, not mine. That's called the Best Interests Duty, and it shapes everything about how I work with you.

Worried your credit score will hold you back?

Come and have the conversation anyway. Between the lenders on our panel, there are usually more options than people expect — and if there genuinely isn't a good option right now, I'll tell you what would need to change and why.

Beyond debt consolidation

I can also help with new finance

Same panel of lenders, same Best Interests Duty — for whatever you're financing next.

Car loans Personal loans Boat loans Motorbike loans Caravan loans Holiday finance
Aleisha Molyneux, Director and Mortgage Broker at True North Mortgage Brokers
Who you'll be talking to

Aleisha Molyneux, Director & Mortgage Broker

I'm the Director of True North Mortgage Brokers and a Credit Representative (No. 578657), working with clients right across Australia — the whole process runs online, so it doesn't matter which state or territory you're in. Debt consolidation and separation finance make up a big part of what I do — helping people get out from under a tangle of repayments and back onto solid ground.

I'll never tell you a consolidation loan is the answer just because that's what you came in asking about. If the numbers don't work in your favour, I'll say so, and we'll figure out what does.

Book a chat

Ready to see where you stand?

Book a free, no-obligation chat. Bring whatever you've got — statements, guesses, or just a rough idea — and we'll work out your options together.

Book a review